GLBA Notice

Rev. 11/2021

FACT

WHAT DOES NXCR DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

■ Social Security number and income

■ account transactions and payment history

■ credit history and checking account information

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons NXCR chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does NXCR share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes—

information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes—

information about your creditworthiness

Yes

Yes

For affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don’t share

 

To limit

our sharing

■ Call (833) 388-2277, or

■ Mail the form below

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call (833) 388-2277

Mail-in Form

Mark any/all you want to limit:

    Do not share information about my creditworthiness with your affiliates for their everyday business purposes.

    Do not allow your affiliates to use my personal information to market to me.

Name:

 

Address:

 

 

 

City, State, Zip:

 

Account Number:

 

Mail To:

NXCR Services, LLC

PO Box 83178

Phoenix, AZ 85071

 

Who we are

Who is providing this notice?

NXCR Services, LLC (“NXCR”), Next Car Holding Company, Inc.  and their subsidiaries and affiliates.

What we do

How does NXCR protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does NXCR collect my personal information?

We collect your personal information, for example, when you

■ give us your contact information

■ apply for a subscription or apply for insurance

■ pay your bills or provide account information

 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

■sharing for affiliates’ everyday business purposes—information about your creditworthiness

■ affiliates from using your information to market to you

■ sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include companies with “NXCR” in their name, such as NXCR Insurance Services, LLC and NXCR Asset Holdings, LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

NXCR does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include insurance companies and dealerships with which we have a business relationship.

Other important information

California Residents Only: California residents have additional rights to limit sharing. Please see the “Important Privacy Choices for Consumers” notice here describing your right to control the sharing.